VNB IRA Savings Account

Save at your own pace, making periodic deposits of whatever amount you want. And, with our tiered interest rate system, the more money you save the higher your interest rate and return. A VNB IRA Savings account can be opened as a Traditional, Roth or Education Savings account.

  • Key Benefits
    • Low initial deposit of $50
    • Tiered variable interest -- the more you save the higher the interest
    • Interest is credited monthly
    • No minimum balance fees
    • FDIC insured up to $250,000
    • Contributions more than IRS limits may be subject to an IRS excess contribution penalty
    • Withdrawals made before age 59½ may be subject to a 10% IRS penalty

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  • Disclosure

    Contribution limits apply depending on the type of account opened. See our schedule of fees for additional account information.