VNB My Choice Checking

Are you looking for your first checking account? Then start with one that meets your needs. The VNB My Choice Checking lets young adults (ages 17 to 25) open a checking account with just $25. There’s no monthly fee, and you can manage your account for free with online and mobile banking. Plus, you can take advantage of a rebate of up to $20 a month for non-Valley ATM fees.

  • Key Benefits
    • Receive Valley Rewards® of up to $150 with mobile banking, debit card transactions or Bill Pay*
    • No monthly service fee
    • online and mobile banking with mobile deposit
    • FDIC insured up to $250,000
    • Free Valley Visa® Debit Card welcomed everywhere Visa is accepted
    • Free Valley ATM transactions and a rebate of up to $20 for ATM fees from non-Valley ATMs
    • Text Banking with mobile and email alerts to notify you of suspicious activity, low balances and more
  • Disclosure
    *Minimum opening deposit of $25 is required. Open a new account and receive $75 for activating Mobile Banking; plus $75 for completing a minimum of 20 debit card transactions of $5 or more or $75 for enrolling in online banking and completing three online bill payment transactions. To qualify for Rewards, the above is required to be completed within the first 60 days of account opening and will be paid and deposited into the checking account within 90 days of account opening. At age 26, the VNB® My Choice Checking Account will automatically convert to a VNB® All Access Checking Account.

    See our schedule of fees for additional consumer account information.

Valley Visa® Debit Card

A simple, convenient and secure card with the same buying power as a credit card.

Mobile Banking

Direct access to your Valley accounts any time, any place right from your mobile device.

VNB® All Access Savings

Enjoy our competitive rates while continuing to have easy access to your money when you need it.

Personal Online Banking

Bank anywhere, anytime, day or night with Personal Online Banking


3 tips to help you pay for college

When’s the best time to start planning for your child’s education? At Valley Trust, we think it’s never too early. But we know that many of our customers aren’t able to start saving the minute their kids are born. That's why we want to share with you some advice to help you be prepared.

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