Savings, CDs and IRAs

A sound savings plan can help you achieve financial independence. Contact your bank representative to discuss our various options.

MONEY MARKET INVESTMENT SAVINGS

More Info & Help

This account offers you competitive rates as well as easy access to your money with the added ability to write checks.

Features

Basics
Minimum Opening Balance $1000
Monthly Service Fee No service fee if you maintain an average daily collected balance of $1,500 per month; if below - $10 monthly fee applies
Debit Check Card
Debit Card with a linked checking account Included*
Electronic & Telephone Banking
Online Banking Free
Email Alerts With Online Banking
Activity Download With Online Banking
Automated Phone Banking Free
Mobile Phone Banking Free
Text Message (SMS) Banking Free
Interest & Statements
Unlimited Deposits No, $.25 per deposited item over 20 per monthly statement cycle
Unlimited Withdrawals In person. This account is limited to a maximum of 6 pre-authorized withdrawal transactions to third parties.
Monthly Paper Statements Yes
Electronic Statements Yes
Interest Restriction If the average daily collected balance falls below $1000 for the month, or if the number of pre-authorized withdrawal transactions within a monthly statement cycle exceeds 6, to third parties, the current Money Market Investment Account interest rate will be reduced by 1% or to the current Regular Passbook Savings interest rate, whichever is less. The interest rate on the account will then be calculated using the average daily balance method
Balance Below $100 No interest will be paid for any day the daily balance falls below $100
Closing Restriction No interest will be paid if the account is closed before the statement cycle date
Interest Compounded Monthly Yes, paid monthly
Excessive Usage Fee $5

View Rates Begin An Application

*See the Schedule of Fees for additional consumer account information.