We invite you to connect with one of our National Home Loan Consultants by calling 1-800-CALL-VLY or by simply selecting Apply Now.

You may also scroll down to find a Local Home Consultant who is an expert in the specific state and/or area in which you live or are searching.

If you have any questions about Valley mortgages you can email us at info@vnbmortgage.com.

National Home Loan Consultants

  • Home Loan Consultants Available by Telephone During Business Hours

    Ana El-Zind

    Mortgage Consultant

    Bob Drake

    Sr. Mortgage Consultant

    Brian Haag

    Sales Mgr. Retail Production

    Christine Hamilton-Thomas

    Mortgage Consultant

    David Todd

    Loan Production Manager

    Gregory Avallone

    Mortgage Consultant

    James Deer

    Sales Manager

    Jo Ann Pechinsky

    Mortgage Consultant

    Judy Politano

    Mortgage Consultant

    Kelly Munster

    Mortgage Consultant

    Linda Martone

    Senior Mortgage Consultant

    Marilyn Iovino

    Sr. Mortgage Consultant

    Mario Di Masi

    Mortgage Consultant

    Mark McAfee

    Loan Production Manager

    Mary Pavlick

    Sr. Mortgage Consultant

    Scott Roberts

    Mortgage Consultant

    Stefanie Rushnock

    Mortgage Consultant

    Thomas Boyle

    Mortgage Consultant

    Victor Babington

    Mortgage Consultant

    Since 2004 I have helped many people achieve their dreams of home ownership. My experience in mortgage and  market conditions  allows me to provide my customers with excellent counsel and service.

    Whether you are a first time home buyer, looking to refinance to possibly save some money, or looking for a home equity line to finance some home renovations,  I am here to help you.

     

    Hablo espanol

     

    Hobbies:                                            Traveling

    Favorite movie:                                The Pursuit of Happyness

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    20 years of residential mortgage experience Bachelor Degree in Business Administration from Shippensburg University I am committed to delivering outstanding service.
     

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    I  have been working in Northern NJ since I started my banking career in 1989 as a teller here at Valley National Bank while attending William Paterson University as a full-time student.

    I have been fortunate to work with borrowers across the country, helping them with home financing needs ranging from purchasing to refinancing to home equity loans. 

    My business is mainly through referrals from past and present customers as well as friends and family.  Please feel free to contact me with any questions you may have. I’m happy to help.
     
    Hometown:                 Bergen County
    Hobbies:                     Running, Coaching Youth Sports
    Favorite Movies:         Remember the Titans, Cinderella Man, 
    Favorite TV Show:      Seinfeld

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    "My name is Christine Hamilton-Thomas, I have over 24 years of experience in all phases of the mortgage origination process. My experience covers both commercial and residential mortgage origination. My goal is to become the ""Trusted Advisor"" to all my clients. In doing so, I provide excellent customer service, which includes superior guidance through all phases of the origination process."

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    I have worked in the Central Jersey area for my entire career.  I have lived in three towns at the Jersey shore over my lifetime all within a 10-mile radius and never more than 4 miles away from the beautiful Atlantic Ocean. 

    I'm a numbers guy. I love to compare interest rates, down payment options  and terms to help you see the benefits in each program Valley offers. My expertise will benefit you as we survey the wide selection of mortgage and home equity products available to you.

    I have a Bachelor's Degree in Business Administration from Monmouth University and an Associate’s Degree from Mercer County Community College in Flight Technology. I am a licensed Commercial Pilot with an Instrument and Flight Instructor Rating.

    Favorite books:           Non-fiction adventure and audio books
    Favorite Music:           Easy Listening and of course The Beatles
    Favorite Movies:         Romantic comedies and historical movies.

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    14 years of experience in residential mortgage lending Bachelor's Degree in Business Management from Johnson and Wales University My goal is to deliver exceptional service to our valued customers each and every day.

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    20 years of residential mortgage experience. Associates Degree in Business Management from Community College of Allgegheny County. I am committed to making your mortgage experience stress free.

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    Back in the 90’s, I started my career as a Mortgage Consultant in Monmouth County NJ. Since then, this business has taken me to many areas with various companies.  However, through the years my goal has always remained the same -- to help my clients choose the mortgage program that best meets their needs and to provide them with exceptional service.

    I know there can be stress involved and that is why my team and I work extra hard to provide you with a smooth transaction that closes according to schedule.  You need to focus on other things such as packing up and moving in.   I look forward to hearing from you and helping you also to have a memorable mortgage financing experience.

    Hobbies:                               Gardening, Walking the Boardwalk
    Favoite Music:                     Jazz
    Favorite thing about NJ:    The Beaches

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    I have experience in residential real estate sales and mortgage originations. My area of expertise is Nassau County, Long Island, where I also reside.

    Having been on both sides of a real estate transaction has given me a unique perspective on the financing needs of homebuyers. I will help you to determine if a home purchase or refinance makes sense for you.

    I am committed to providing you with sound guidance from the time of application through closing.

    Hometown:                              Nassau County
    Favorite Book:                         Open by Andre Agassi
    Favorite Sport:                        Tennis

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    I’ve been working in the NJ area since the start of my career and I find it exciting helping others purchase their new homes.  I also specialize in restructuring debt with refinancing and/or Home Equity Loans or Lines of Credit. I find it especially rewarding to help others save money.

    I would love the opportunity to assist you in whatever your home financing needs may be.  Please call me.  I’m here to help.

    Hometown:             Midland Park, NJ
    Hobbies:                 Hiking , Biking  Travel and My Persian cat
    Favorite Music:       Jazz

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    Throughout my 25 years in the mortgage business I have worked in originations, processing, underwriting and closing.   Although my experience has helped me to understand all aspects of mortgage lending  I have found the most helpful experience has been listening to my customers. 
     
    I especially enjoy working with first time home buyers and I share their excitement as they move forward in the home buying process to the day when they actually take ownership of their home.
     
    I would be delighted to assist you in finding the right loan program that gets you in the home of your dreams.
     
    Hometown:                  Monmouth County
    Hobbies:                      Music and Dancing
    Favorite Movie:            The Notebook
    Favorite TV show:        Dancing with The Stars

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    With 20 years of mortgage experience – 18 of them here at Valley – I have a unique understanding of the local market and of our customers. If you are looking for a new purchase loan, I can tell you that there are more alternatives than you may have thought possible.  I can walk you through them in a logical manner based on your situation.
     
    Alternatively, if you are interested in exploring a refinance as a way of possibly saving money on your current mortgage or perhaps a home equity line to finance renovation for your home,  I can help you evaluate your options there as well. I look forward to helping you.
                                                                                                                                          
    Hometown:                                        Morris County
    Alma Mater:                                       Kaplan School for Real Estate
    Favorite TV Show:                            This is Us
    Favorite Movie:                                It’s A Wonderful Life

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    15 years of experience in residential mortgage Bachelor Degree from New Jersey Institute of Technology. I willl guide you through every step of the mortgage process.

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    A mortgage professional with over 30 years of experience in New York markets, I am  a trusted advisor providing expert guidance to First Time Homebuyers as well as sophisticated Real Estate Investors and High Net Worth Clients.

    There is as much diversity in New York housing as there is in the people who live here.  Knowing the market and having the solutions to match is critical.  It’s all about getting the home you want and the best mortgage to make it happen.  Removing uncertainty in the process is one of my primary goals for you. If you are looking for a way to improve your home or your financial well-being, I can provide the thoughtful and cost-effective solutions you need.    

    Birthplace:                     Chicago
    Alma Mater:                   University of Arizona, Tucson  
    Hobbies:                        Avid golfer, runner and traveler
    Favorite book:               The Adventures of Huckleberry Finn  
    Favorite TV shows:       The Honeymooners, Ray Donovan 

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    15 years of residential mortgage experience. Bachelor's Degree in Business Administration from Montclair State Unviersity. My goal is to provide exceptional customer service to all our clients
     

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    I am a Residential Mortgage Consultant with over 15 years in the lending business.  I currently live in Middletown NJ on the Jersey shore.  I have worked with current and aspiring home owners in Monmouth, Ocean and the surrounding counties.  

    I am a certified financial counselor and specialize in helping home owners utilize their equity to restructure debt, putting them in a better financial position.

    Whether you’re a first-time home buyer or an experienced borrower I believe my years of experience and the unique array of products and services at my disposable have been paramount to my success in helping my clients reach their financial goals.

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    With over 15 years of mortgage lending experience, I know what is required to meet todays qualifying standards. My expertise lies in the retail mortgage lending industry and I have the in-depth knowledge to guide you through the mortgage procurement process. Our number one priority is customer satisfaction and we strive to make your dream of home ownership a possibility. Obtaining a mortgage loan is one of the most significant decisions you will make. Whether you are purchasing a home or simply refinancing an existing mortgage; whether you are a first time homebuyer or a seasoned home owner, I am here to insure that you are getting the best possible financing options available to you.

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    8 years or residential mortgage experience Bachelor's Degree from Quinnipiac University My goal is to simplify the mortgage process and help you meet your financial needs.

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    30 years of banking and residential mortgage experience Bachelor's Degree in Finance and Marketing from Syracuse University MBA in Finance from Fairleigh Dickinson University Exceeding your expectations is my #1 goal.
     

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New Jersey / Pennsylvania Home Loan Consultants

  • Essex, Union, Morris, Somerset

    Gerald Green

    Home Loan Consultant

    Jeffrey Nussbaum

    Home Loan Consultant

    Lisa Marie Haydon

    Home Loan Consultant

    Michael Ellis

    Home Loan Consultant

    Robert Nardone

    Mortgage Branch Manager

    Nothing can stop me from chasing and executing new ideas for closing loans. I have worked in the mortgage industry since 1991 and I believe that  Valley takes mortgages to a whole new level.  At Valley, I can always get the support to make the mortgage process go smoothly. I love that my processing team works hard to get loans to closing in a quick and painless manner form my customers.

    I started in the mortgage business when we had to handwrote mortgage applications. "There is nothing better than the mortgage technology today. So much is automated and we can often get a purchase to closing within 30 days of receiving an application.

    Hometown:                 Queens, New York
    Alma Mater:                Montclair State University
    Favorite Author:        Steven King Books
    Favorite movies:        Good Will Hunting, Rudy

    Learn about our mortgage options

    With nearly 20 years of experience in the residential mortgage industry, Mr. Nussbaum is known for his relationships with Realtors, Financial Planners and Construction Professionals. He will help borrowers throughout the process of structuring a tailor fit mortgage solution for their specific needs.

    Learn about our mortgage options

    Over the past 20 years, I have acquired a great deal of experience in the mortgage banking field, while providing over $500 million dollars in loans  to assist my clients with their dreams of homeownership. Much of this has been in the form of  new home construction loans and renovation loans.

    My business is based on referrals. My customers enjoy the personal mortgage experience I provide, especially in a world of internet, texts and emails. My honesty and sincerity is known throughout the mortgage industry and that is the main reason why my customers continue to trust me to assist them with their financial needs. 
    I take pride in knowing that I have helped turn my customers dreams into a reality. 
     
    Hometown :                          Jefferson Township 
    Hobbies :                               Learning about Red Wines
    Favorite Activity                    Functional Fitness Exercise
    Favorite Movie Series:         Game of Thrones and Outlander
     

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    With every client I work with, I strive to keep them as a customer for life. I have had tremendous success in doing this for nearly 15 years, as I insure that I am available for them every step of the way in the loan process. This includes from the time of recommendation of products that best fit their situation, to application through the closing of the loan.

    Learn about our mortgage options

    I am a lifelong NJ resident who takes special pride in helping my fellow New Jerseyans realize their dreams of home ownership.  Over the years, I have seen much change in the neighborhoods and the mortgage industry, but one fact remains – you have to treat people with care and understanding, especially when they are dealing with such a big decision as buying a home.
     
    As a law school graduate, I bring unique insights to the table as I help you evaluate your numerous mortgage options. So, whether you are a first-time homebuyer or an experienced homeowner looking to trade up to a larger space or buy a vacation property, I look forward to providing you with the financing solution that is right for you and your family.
     
    Hometown:                                       Chatham, NJ
    Favorite Restaurant:                        Café Azzurro in Pepack
    Favorite Movie:                                The Shawshank Redemption
    Favorite Sports:                                Basketball and Paddle Tennis

    Learn about our mortgage options
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  • Passaic, Bergen, Sussex, Hudson

    Adriana Edelman

    Home Loan Consultant

    Alphonse Danubio

    Home Loan Consultant

    Bill Westdyk

    Mortgage Branch Manager

    David DeBonis

    Home Loan Consultant

    David Sadek

    Home Loan Consultant

    Jason Balaban

    Home Loan Consultant

    Michael Pascucci

    Mortgage Branch Sales Manager

    Patrick Butler

    Home Loan Consultant

    I’ve been working in Northern and Central New Jersey since I began originating loans in 2011. I enjoy the diversity of the people that I help  ranging from first time homebuyers to investors. 

    I live in a historic neighborhood where the USDA program is most popular and I also work with many families who need to rely on FHA loans and Valley’s own Community Advantage loan program which offers an incredible opportunity to first time homebuyers who may not otherwise qualify.

    Hablo Español y me encantaria ayudarlo con sus necesidades hipotecarias.  

    Hometown:             Lafayette NJ
    Alma Mater   :         Rutgers University
    Hobbies:                 My 3 children and their many sports
    Favorite movie:      Amadeus  
    Favorite book         The Prophet by Kahlil Gibran

    Learn about our mortgage options

    Since 2006, through the many changes of the real estate market, I have remained committed to providing the highest level of customer service by offering honest and ethical solutions to meet the financial needs of my clients and their families. Whether you are buying your first home or you are an experienced homeowner, I will customize your mortgage process to ensure a positive and rewarding experience. I look forward to helping you achieve your goals!

    Learn about our mortgage options

    With 25 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. I pride myself on consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you!

    Learn about our mortgage options

    Nineteen years of mortgage lending experience has taught me the value of providing great customer service, and doing what I say I am going to do. 

    I pride myself on consistently receiving referrals from past customers and local realtors.

    My specialties include condominium and coop lending, first time home buyer programs, jumbo financing and working with relocation borrowers. And, as a Veteran, I pride myself on offering Veteran Administration Loans. I welcome the opportunity to serve Veterans and offer all mortgage financing options! 

    Learn about our mortgage options

    For over 30 years, I’ve been working within the mortgage banking industry helping people reach their goals.
     
    By understanding what’s important to you, I can determine the loan program that best suits your needs.
     
    My experience and focus on putting customers first contribute to my high customer-satisfaction rating. This focus has helped me develop many long-term relationships with my business partners and past customers.

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    I have been involved in real estate for 24 years and originating residential loans for almost 10 years. My customer centric approach has consistently made me a top producer at 3 separate lending institutions. I am extremely dedicated to offering superb customer service along with best loan options for my customers. I work closely with Realtors, Attorneys and Accountants to make your purchase and refinance experience pleasant and efficient. I pride myself on consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home, acquiring your Dream Home or simply looking to refinance, I look forward to working with you!

    Learn about our mortgage options

    A mortgage is the biggest investment one will make in their lifetime. I've been handling mortgages for over 15 years and understand how important each transaction is. Customer service and understanding your needs are the most important parts of this process, which is where I excel. I look forward to working with you and helping with your home-buying needs!

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    15 Years of mortgage lending experience has taught me the value of a simplified application process.  From home purchase transactions to refinances, my priority is to provide unmatched customer service from the time of application to the closing.

    Please call me to discuss your home financing needs.

    Learn about our mortgage options
    ×
  • Southern Counties, Shore Communities, Pennsylvania

    Brett Darchuk

    Home Loan Consultant

    Joseph Palermo

    Home Loan Consultant

    Julie Mealo

    Sr. Home Loan Consultant

    Kathy Griffin

    Mortgage Branch Manager

    Lawrence Chiusolo

    Home Loan Consultant

    Michael C. Silvestri

    Home Loan Consultant

    Norman Tomasello

    Home Loan Consultant

    Richard Butera

    Home Loan Consultant

    Helping clients achieve the dream of home ownership has been my passion for 15 years. Working with real estate professionals, financial planners, builders and accountants as well as past client referrals, I continually help borrowers throughout the process of structuring a tailor fit mortgage solution for their specific needs. I look forward to assisting you in the future.

    Learn about our mortgage options

    Recognized by his peers as an industry leader, Joe Palermo is a seasoned mortgage banking professional who has won numerous top producer awards over the past decade. He has extensive experience in handling large development projects spanning from Philadelphia and the Southern New Jersey shore all the way through Manhattan. He is committed to delivering superior customer service and working tirelessly to close the deal.

    Learn about our mortgage options

    With over 25 years in the mortgage lending industry specializing in vacation homes, I can offer years of experience built over thousands of successful closings and rewarding relationships with past clients and referral partners. I have extensive experience in second home and investment property financing, condominiums, jumbo mortgages, and 1031 exchange financing. Working and living at the Jersey Shore for so many years has given me a unique understanding of the local real estate market and in combination with Valley National Bank's local decision making, portfolio underwriting, and in-house processing of your mortgage i can provide personal expert service. I look forward to making your experience a rewarding one.

    Learn about our mortgage options

    With over 20 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with the best loan options for my customers. I pride myself on consistently receiving referrals from past customers as well as my referral partners. So whether you are looking to purchase your first home a second home or simply looking to refinance, I look forward to making your experience a rewarding one.

    Learn about our mortgage options

    Larry has extensive experience in handling large development projects spanning from Philadelphia and the Southern New Jersey shore all the way through Manhattan. Working with real estate professionals, financial planners, builders and accountants as well as past client referrals, Larry and his team are well known for helping borrowers throughout the process of structuring a tailor fit mortgage solution for their specific needs.

    Learn about our mortgage options

    It is difficult for me to select just one area of specialization based on my 13 years of experience.  I do however take great pride with my work with First Time Home Buyers.  It is a uniquely rewarding experience to help someone move into their first home.
     
    My other specialties include new and custom construction loans, jumbo loans, investment properties, FHA, VA and second homes.   
     
    I am grateful that so many of my clients have chosen to refer me to their family members.  It means a lot to me to have earned such an important level of trust.  I am available to be by your side from the time of application to attending the closing with you and your attorney and realtor.  
     
    Hobbies:                                           Playing guitar
    Favorite Movie:                                 Casino
    Favorite Book:                                   Rise and Grind
    Favorite Sport:                                  Motocross

    Learn about our mortgage options

    I have 14 years of lending experience of residential mortgages. I pride myself in giving the borrower an efficient and easy loan process. Whether you are first time home buyer or own several homes, I will give you the best service and attention that I give to all of my borrowers. I love what I do and I will make you enjoy the whole process from start to finish. I look forward to working with you soon!

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    Great Things Happen When The Valley Meets The Shore.

    I am excited to be a part of this outstanding organization. I am impressed by Valley's dedication to home lending and their commitment to providing a wide variety of financing alternatives at competitive rates. They have put me in a position to do more for my clients than ever before.  At the end of the day, that's all I really care about.

    I am proud to be representing Valley and continuing my tradition of serving the shore community that I love.

    Hobbies:                                         Theatre, Long Walks on the Beach with Monique
    Favorite Movie:                              The Godfather
    Favorite TV Show:                         Seinfeld and M*A*S*H
    Favorite Sport:                               Football.  GO GIANTS !
     

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New York / Connecticut Home Loan Consultants

  • New York City

    Bo Chen

    Home Loan Consultant

    Charles Na

    Mortgage Sales Manager

    Malek Rezig

    Branch Sales Manager

    With 14 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. I pride myself on consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you! Bo is fluent in both Cantonese and Mandarin. He specializes in all different types of properties condo, coop, single family and multi-family dwelling.

    Learn about our mortgage options

    With over 10 years providing residential mortgages, I will provide the information you need to make confident decisions about financing your home. Whether you are financing your home, refinancing your current home or investing in a residential property, I will provide the best possible home loan experience. I understand that every situation is unique and will work with you as you choose the options that will help you meet your home financing goals. Throughout my career, I have helped many people achieve their dreams of home ownership and will use my experience to help guide you throughout the mortgage process. I am committed to excellent customer service and will work with members of my team to assure that you are kept well informed and your questions are answered promptly.

    Learn about our mortgage options

    I have over 20 years of Residential Mortgage experience covering Queens and NY City and I look forward to helping  you will all your Mortgage needs.
     

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    ×
  • Queens

    Carlos Morales

    Home Loan Consultant

    After 30 years providing residential mortgage originations I have closed over 30 billion dollars in mortgage financing. I am extremely dedicated to offering superb customer service along with the best loan options for my customers. I pride myself on consistently receiving referrals from past customers,as well as, my referral partners. So whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you.

    Learn about our mortgage options
    ×
  • Hudson Valley / Connecticut

    Bill Liebertz

    Home Loan Consultant

    Keith Hamilton

    Home Loan Consultant

    Michael E. Muldoon

    Branch Sales Manager

    Michael Delgado

    Home Loan Consultant

    Nancy Hamilton

    Home Loan Consultant

    Robert Dominguez

    Home Loan Consultant

    Summer Mangels

    Home Loan Consultant

    Susan Lyke Cooper

    Home Loan Consultant

    As a dedicated and experienced home loan professional, client education and communication are my principal objectives. I will guide you through the mortgage process and seek the absolute best solution to make your dream of home ownership, a reality.
     
    My ability to analyze, communicate and configure the best solution to your mortgage needs will put you at ease and make buying or refinancing your home, a very satisfying and stress-free process.
     
    I pride myself on honesty, integrity and accessibility. Please feel free to contact me at any time, with any questions you may have. I look forward to having you join my list of satisfied home owners.
     
    Hometown:                             Hudson Valley
    Favorite Sport:                        Hockey
    Hobbies:                                  Billiards, Reading
    Favorite Treasures:               My grandchildren

    Learn about our mortgage options

    I am a "Certified Mortgage Planning specialist" dedicated to making your dream of home ownership a reality. My clients appreciate my ability to listen, analyze and communicate the best solution for their particular situation.

    Together, with the backing of a highly skilled processing staff, I strive to deliver a consistently smooth borrowing experience. With 16+ years of experience structuring thousands of
    transactions, I want you to know that I will stop at nothing to assure you join my group of satisfied homeowners.

    Among the many mortgage programs I specialize in are low down payment programs, FHA, VA, USDA, Construction and Renovation, self-employed and first-time homebuyers

    Hometown:                 Newburgh, NY
    Interests:                     Golf & Travel
    Favorite Movies:        Good Will Hunting, Titanic

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    For the past 20 years I have have helped thousands of customers realize their dream of homeownership.  I truly appreciate the opportunity to help new and experienced homebuyers with what is typically the most important financial decision of their lives. It’s very gratifying to know you’ve made a positive difference in the lives of those you have served.

    My style has been described as “The Educator.” I ask specific questions when I first speak with a client so I have a full understanding of their situation and unique needs. By understanding client needs I can fully educate them on their financing options so they’re prepared to make an informed decision that is best for them.

    Tailored loan solutions and exceptional service from Prequalification through Loan Closing is what I’m all about. I look forward to the opportunity to speak with you and help in any way I can.

    Hometown:                        Syracuse, NY
    Alma mater:                       SUNY at Fredonia
    Hobbies:                             Camping, golfing, movies with my family
    Favorite Movie:                  Forrest Gump

    Learn about our mortgage options

    I’ve been working in the housing industry since 1985, first as a licensed real estate broker and later as a Home Loan Mortgage Consultant. This combination of experience has enabled me to uniquely assist borrowers by guiding them through all facets of the home buying experience. 

    I have been a resident of Orange County for over 35 years where I have helped people from all walks of life achieve the dream of homeownerships.   My clients range from doctors, firemen, police, and military personnel to the most modest and loving families throughout the Hudson Valley region.Tambien hablo español y me encantaria ayudarlo con sus necesidades hipotecarias.
     
    Hometown:          Orange County NY
    Education:            Fordham University and  Oxford University, UK
    Favorite Movie:    The Good Earth
    Favorite Books:    Black Elk Speaks and The Lakota Way

    Learn about our mortgage options

    Over the past 20 years, I have worked diligently to make home ownership a reality for thousands of families in the Hudson Valley.  I pride myself on exceptional customer service and smooth transactions – a fact that is not overlooked by top producing realtors in the area who regularly refer me to their customers.

    Please reach out to me with any questions you may have.  The mortgage process can be daunting at first.  I will do my very best to make it a smooth and stress-free experience for you.

    Hometown:                    Johnstown, PA
    Favorite book:                Raving Fans 
    Favorite movie:              August Rush
    Favorite TV Show:         NCIS
    Favorite Treasures:        My 5 children and 1 grandchild

    Learn about our mortgage options

    As a mortgage professional, my principal role is to educate my customers while guiding them through the home buying process. I have twelve years of experience in the Construction & Property Management field and close to twenty years as a Home Loan Consultant. In my experience, I’ve learned that every situation is unique and requires a creative solution to achieve your financial goal.
     
    I n a market filled with foreclosures, ‘fixer uppers’, and short sales, I will use my expertise to provide a smooth, stress-free experience for everybody, from a first-time homebuyer to the most seasoned investor. I pride myself on my honesty, integrity, and accessibility- so please feel free to contact me at any time to begin the process.
      
    Hometown:                Lower Hudson Valley
    Hobbies:                    Hiking, biking, music, NYC, and landscaping
    Favorite book(s):       Biographies, History, Anne Rice novels
    Languages:               I am bilingual in both English and Spanish

    Learn about our mortgage options

    I have the wonderful opportunity of serving such a broad and diverse area!  I started my career in 2002, serving Long Island and the five boroughs.  While I continue to service those areas, I am now available to provide customized financing options to customers who reside in The Hudson Valley and Northern New Jersey!  Having happy customers is my top priority.  Whether you are looking to potentially save money with a refinance or are a first-time homebuyer who needs extra care, I’d love to get to know you. 

    Please contact me for a FREE home loan consultation or a pre-qualification.  I am always available to help!

    Hometown:                        Warwick, New York
    Alma Mater:                       Adelphi University, Garden City, New York
    Hobbies:                            Reading and traveling with my family
    Favorite Movie/Book:      The Hunger Games
    Favorite Food:                   Cheeseburgers

    Learn about our mortgage options

    Having held a mortgage broker license in Florida and a real estate broker license in New York over the past 25 years,. I possess a broad knowledge of how to get my customers through what sometimes can be a very daunting process.  

    I have worked with people at all levels ranging from first time homebuyers to experienced investors.  Whether you are looking for a conventional mortgage or a specialty loan such as  FHA, VA or  Construction or even if  you would like to stay in your home and possibly save money through refiancing, I can guide you through the process.

    You find the the property and I’ll find the right program. Let's get you pre-qualified and on your way to your new home.

    Hometown:               Lockport, New York
    Hobbies:                   Organic Gardening
    Favorite sport :         Water Yoga 

    Learn about our mortgage options
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  • Nassau

    Cherylyn Hynes

    Home Loan Consultant

    Christine Intrabartola

    Home Loan Consultant

    James Garvey

    Home Loan Consultant

    Jonathan Jakubowitz

    Home Loan Consultant

    Joseph Carrello

    Mortgage Branch Manager

    Joseph DeLuca

    Home Loan Consultant

    Kennis Tong

    Home Loan Consultant

    Lorna Brodigan-Gusmano

    Home Loan Consultant

    Mary Pazmino

    Home Loan Consultant

    Thomas Ulrich

    Home Loan Consultant

    Cherylyn has over 29 years of residential lending experience. An extensive background in FHA, FNMA, and VA lending. She has specialized in Construction Lending for over 20 years. She has extensive experience working with self employed borrowers, Realtors and Builders. Cherylyn also has a background in Commercial lending and Real Estate.

    Learn about our mortgage options

    With 20 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. I pride myself on product knowledge and consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you!

    Learn about our mortgage options

    With over 14 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. As a proud recipient of top customer service scores and top producer awards, I pride myself on consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, jumbo client, purchasing a second home or simply looking to refinance, I look forward to working with you!

    Learn about our mortgage options

    I’ve been working in Long Island since the start of my career in 2016 and enjoy our people and area. I want to help you whether you are a first-time homebuyer or an experienced borrower.  I am always interested in listening to your needs and making sure you are in the best mortgage program for YOU. I’m honest and will always make sure we are doing things in your best interest.

    It is my goal to help you and keep you informed through the entire loan process.  I also have a selection of highly experienced real estate professionals and attorneys to recommend. 

    Learn about our mortgage options

    With 25 years of experience providing residential mortgages, I am extremely dedicated to offering superb customer service along with the best loan options for my customers. I pride myself on consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you.

    Learn about our mortgage options

    Joe has over 29 years of experience in the residential mortgage industry. He has specialized in construction and renovation lending for the past 15 years and has worked extensively with developers and home builders.

    Learn about our mortgage options

    I am dedicated to offering superb customer service along with all available options for my customers so they can make an informed choice. With my 24 years of experience in residential mortgage lending I pride myself on consistently receiving referrals from past customers as well as my referral partners. So, whether you are a first time home buyer, purchasing a second home, investor properties, or simply looking to refinance, I look forward to working with you. I also speak fluent Cantonese and Mandarin.

    Learn about our mortgage options

    I have over 20 years of industry experience rangeing from processing and underwriting to high performance sales metrics.  My philosophy and strength is to provide world-class service to my clients and partners…making connections and helping customers achieve their home buying goals. 
     
    I am a Certified Mortgage Planning Specialist -- priding myself in doing what’s right for my clients.  My areas of expertise are primarily residential lending, home equity lending solutions, and new home construction lending. I have the flexibility to service clients in the Tri State area and in Florida.
     
    I am an active advocate for Project ALS through my husband’s 501c3 charity: Guitar For A Cure -- www.guitarforacure.com
     
    Hometown:                             Merrick,  NY
    Alma Mater:                            Hofstra University
    Hobbies:                                  Yoga , English Bulldogs
    Favorite Sport:                        Baseball….GO YANKEES!

    Learn about our mortgage options

    During my 20 years of mortgage experience, have experienced many changes in the industry but have never wavered from my belief that educating and guiding my client throughout the entire home loan financing process is key to a successful home buying experience. 

    My expertise includes First Time Buyers loans, Home Equity Loans and Lines of Credit, Fixed & Adjustable Rate Loans, Investment Properties and FHA loans.

    My greatest accomplishment is having loyal clients that have been with me since the beginning of my career. If you are ready to start an application process, please call me and I will guide you through processing to closing.

    Learn about our mortgage options

    With 12 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. I pride myself on consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you!

    Learn about our mortgage options
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  • Suffolk

    Angelo Piazza

    Mortgage Sales Manager

    Michelle Spronck

    Home Loan Consultant

    Pasquale Marabella

    Home Loan Consultant

    Robert Carroll

    Home Loan Consultant

    Scott Balzano

    Home Loan Consultant

    Angelo is a 35 year mortgage veteran with over 25 years of sales management and leadership experience. He started as a loan officer for an independent mortgage banker back in 1982 and then by the late 80's became a branch manager for Fleet Mortgage and was with them for over 12 years. Angelo would later join Wells Fargo Home Mortgage where he had a very successful 7 year run as one of their Long Island branch managers. He has spent the last three years as a Vice President for The Money Source, Inc. and is joining Valley National Bank as a Sales Manager.

    Learn about our mortgage options

    With 16 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. I pride myself on product knowledge and consistently receiving referrals from past customers and referral sources. Additionally, I specialize in new construction home and condominium lending. So, whether you are a first time home buyer, purchasing a second home or investment property, or simply looking to refinance, I am looking forward to working with you!

    Learn about our mortgage options

    For 29 years I have been providing homebuyers the knowledge and guidance with the one of the most important financial decisions of a lifetime. We offer consultations and financing for first time homebuyers, second home purchases, renovation and construction. Available loan products include Veterans loans, FHA, Jumbo , SONYMA and Down payment assistance.

    Learn about our mortgage options

    With over 12 years in the retail mortgage industry, I am dedicated to providing a superior customer experience along with best loan options for my customers. I pride myself on consistently receiving referrals from my past customers and my referral partners. So, whether you are a first-time home buyer, purchasing another home or simply looking to refinance your existing home, I look forward to working with you and exceeding your expectations!

    Learn about our mortgage options

    With 18 years of providing residential mortgages, I am extremely dedicated to offering superb customer service along with best loan options for my customers. I pride myself on consistently receiving referrals from past customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you!

    Learn about our mortgage options
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  • Hamptons and North Fork

    Christine Curiale

    Mortgage Branch Manager

    Maryjane Raynor

    Home Loan Consultant

    Michael Jacobs

    Home Loan Consultant

    Patrick Campbell

    Home Loan Consultant

    Richard Hopkins

    Home Loan Consultant

    Richard Kilfoil

    Home Loan Consultant

    With over 23 years of providing guidance to clients in need of home financing, I am extremely dedicated to offering superb customer service along with best loan options. I pride myself on consistently receiving referrals from past clients, as well as being a trusted resource for local referral partners. I am actively involved in the community and enjoy working to bring attention to organizations such as KidSave International, who I am an advocate for. Whether you are a first-time home buyer, purchasing a second home or investment property or simply looking to refinance, I look forward to working with you!

    Learn about our mortgage options

    I’ve been working on Eastern Long Island since the start of my career in 1997. I have dedicated myself to helping First Time Homebuyers finance their home. However, I want to help you whether you are a first-time homebuyer or an experienced borrower. I am always interested in listening to your needs and making sure you are in the best mortgage program for YOU. I’m honest and will be available to you throughout the process until your file has closed and you have the keys to your home. 

    Learn about our mortgage options

    I have been in the residential mortgage business for 15 years providing my customers with a variety of purchase, refinance and home equity options.  My experience combined with an intimate working knowledge of the real estate, appraisal and title process, as well as top customer service scores, have resulted in several thousand successfully closed mortgage transactions.
     
    I am a specialist in new home construction loans, renovation loans and purchase loans in new and established coop and condominium projects. I work closely with other professional advisors—attorneys, CPA’s and Financial Advisors to suggest the best, most practical financing options for my clients.
     
    Family:                                    Wife Margot, three children and seven grandchildren
    Volunteer Activities:            Volunteer Firefighter and NY Certified EMT
    Military Service:                   US Army Veteran       

    Learn about our mortgage options

    Patrick has over 27 years of mortgage experience in the tri-state and NY metropolitan area. He specializes in jumbo mortgages, second homes, and working with first time home buyers in the Hamptons marketplace.  

    Learn about our mortgage options

    When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. With over 19 years of experience in the mortgage industry, I have a broad experience in all aspects of real estate. You may want to lower monthly payments, pay less up front or you may have something else in mind. As a local Home Lending consultant, I'll provide loan option that can help. Whatever your situation, I'll help you understand all your options so you can make an informed decision. Contact me to get started.

    Learn about our mortgage options

    For over thirty years I have helped clients in the New York Metro area achieve their dreams of home ownership. This has been a passion that has driven me my whole career. For several years I have been honored as one of the Top 200 Loan Originators in the country.

    I practice a plain-spoken style that guides the client through every step of the lending process -- letting them know that the experience is not just a transaction but a journey of great personal importance. My team and I make it our daily mission to make my clients' experience an easy, understandable, and pleasant one.

    Learn about our mortgage options
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Florida Home Loan Consultants

  • East and Southeast Region

    Arlyn Mendoza

    Home Loan Consultant

    David Kozubal

    Home Loan Consultant

    Debra Keller

    Mortgage Branch Manager

    Gonzalo Gasso

    Mortgage Sales Manager

    John Donahue

    Home Loan Consultant

    Jonathan Drath

    Home Loan Consultant

    Paula Cabezas

    Home Loan Consultant

    Teresita Canals

    Home Loan Consultant

    Technology is great but nothing beats the personal touch and that is what I offer to all my clients.

    My expertise in the field gives me the confidence to identify the right options to every buyer. From FHA, VA and first-time homebuyer loans to construction to perm and high-end jumbo loans, I can help.

    I am fluent in both English and Spanish and bring many years of experience with our foreign buyers as well. I would love to help you with financing for your primary home or investment property.

    Learn about our mortgage options

    With 25 years of professional experience providing innovation solutions and residential mortgages, I am dedicated to offering superb customer service along with the best loan options for my customers. I pride myself on being available to my customers, as well as, my referral partners. So, whether you are a first-time home buyer, purchasing a second home or simply looking to refinance, I look forward to working with you!

    Learn about our mortgage options

    Over the past 25 years I have strived to personally deliver an outstanding mortgage experience to my clients -- ensuring their dreams and goals of home ownership are met with empathy and expertise.  
     
    When it comes to mortgages, one size does not fit all. That is why I work with each customer to understand their unique situation and address their needs personally.  My hands-on approach is supported by a diverse team of mortgage specialists that have deep roots in the Southeast Florida Market.  
     
    I am dedicated to educating and guiding each customer through the mortgage process from application to closing.   Among my specialties are First Time Homebuyers, International Buyers, Construction to Perm Loans and Jumbo Financing. 
     
    Hometown:                               Buffalo, NY
    Alma Mater:                              SUNYat Buffalo
    Hobbies:                                   Cycling, Family including my 2 dogs
    Favorite Movie:                        The Bridges of Madison County

    Learn about our mortgage options

    I have been providing my lending expertise to the South Florida market since 1997; I have worked with various developers and lenders such as Related, Fortune, Lennar, and HSBC. I look forward to ensuring you fully understand the home financing options Valley National Bank can offer you. I am very well acquainted with the areas of Miami beach, Brickell, Key Biscayne and Aventura where I focus on Jumbo Loans and Construction to Perm loans to name a few. I have also developed tremendous experience with International Buyers and can provide the insights and assistance to meet your needs.

    Here at Valley, we are committed to providing quality products and promise first class service in our funding process. It drives me to help each client achieve what is a dream to most -- owning a home!  If you would like to learn more or need a pre-qualification, please reach out to me. I am fluent in both English and Spanish.

    Learn about our mortgage options

    With over 25 years in the mortgage industry, I‘ve  helped families just like yours buy their first homes, their 2nd homes and most important, their dream homes!
     
    A transplant from Ohio I’ve lived in Florida for over 25 years.  Having left  the cold weather behind, I find it especially rewarding to help new people who are settling in Florida.   Your dream home deserves a dream mortgage experience. I look forward to delivering it to you.
      
    Hometown:                                     Cleveland
    Alma Mater:                                    Bowling Green University
    Favorite Movie:                              The Godfather I and II
    Favorite Sports Team:                   Miami Dolphins
    Favorite Restaurant                       Little Havana

    Learn about our mortgage options

    I have been working in South Florida since moving back to Fort Lauderdale after graduating FSU (Go Seminoles) over 20 years ago.  I have seen a lot of changes in the real estate market over that time and I use what I have seen to better help my clients.  

    Helping you achieve your dream of home ownership matters most to me.  I focus on getting to know you and your situation to help put you into the right program to meet your needs.  Among my specialties are purchase loans, construction to permanent loans and all jumbos.  Valley has a lot to choose from and i will guide you to what's best for you.

     

    Birthplace:                             Manhattan, New York

    Hometown :                          Fort Lauderdale, FL

    Hobbies:                                Sports memorabilia, Cycling

    Favorite TV show:                The Goldbergs

    Learn about our mortgage options

    I’ve been working in South Florida since the start of my career in 1996. I love our people and area! My approach to helping you is to tailor your home financing by learning as much as I can about you, your family, and future plans so I can offer the best mortgage product to meet your needs.
     
    I currently live in a historic neighborhood and understand the complexities of this area and its homes as it pertains to the mortgage process. I also highly value our veterans and their families and have been working with VA loans for many years.
     
    Hablo Espanol y me encantaria ayudarlo con sus necesidades hipotecarias.
     
    Birthplace:                     Venezuela
    Hometown:                    Boca Raton, FL
    Alma Mater:                   University of South Florida, Tampa
    Hobbies:                         Traveling, Movies, and Real Estate
    Favorite TV shows:      Twilight Zone and Mysteries at the Museum

    Learn about our mortgage options

    I have been actively involved with Non-Profit agencies offerings for first time homebuyer program within Miami Dade County for 15+years. I am also a dedicated volunteer with the Centro Campesino farm worker center.

    As your experienced and dedicated lending professional, I consider it my duty and my responsibility to ensure you fully understand the home financing options I can offer you. Together we’ll look at your finances, your current situation and your plans for the future to determine the type of financing that will best suit your needs.

    A home is the largest purchase most people make in their lives. Let’s make sure we do it the right way. 
    I am fluent in English Spanish and French.

    Hometown:              Miami Beach , Florida 
    Alma mater(s):        Miami Dade College
    Hobbies:                   Painting and Reading (all genres)
    Favorite Book :        A New York Trilogy  by Paul Auster

    Learn about our mortgage options
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  • Naples and Southwest Region

    Charles Barnes

    Mortgage Branch Manager

    Joy Manchester

    Mortgage Branch Manager

    Maytee Garrison

    Home Loan Consultant

    Chuck is a United States Navy veteran and a top sales manager across many markets. He is a former mortgage company owner who is skilled at creating strong partnerships with Realtors by closing on time and reciprocating referrals. His corporate background involves extensive training in process flow, customer service and meeting goals for his team.

    Learn about our mortgage options

    Joy has 24 years of residential mortgage service ranging from processing, sales and management. Her business has been built on education and informing her clients of the many financing options available, allowing them to choose the best fit. Her focus on education extends to her personally. She is well versed in a myriad of products which allows her to confidently guide and assist First Time Home buyers, as well as, those who are well versed in the finance market. Her goal is to provide outstanding service through clear concise communication of the mortgage process and assist her clients achieve their financial goals through product options. Whether it is your first home or your 10th, you can count on her to look out for your best interest.

    Learn about our mortgage options

    With 20 years of providing financial services, I am extremely dedicated to offering exceptional customer service along with the best loan options for my clients. I take a lot of pride on being prompt and responsive to my client’s needs.
     
    Whether you are a first-time home buyer, purchasing a second home, looking to refinance or simply want a Home Equity Line of Credit, I look forward to working with you and recommending the loan that is right for your particular situation.
     
    Hablo Español y me encantaria ayudarlo con sus necesidades hipotecarias.  
     
    Hometown:               Miami
    Hobbies:                    Exercising, Crafts
    Favorite Book:          The Universe Has Your Back by Gabrielle Bernstein
    Favorite Movie:         Wonder Woman

    Learn about our mortgage options
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  • Tampa and Northwest Region

    Barbara J. Asplin

    Home Loan Consultant

    Buck Best

    Home Loan Consultant

    David S. Ramirez

    Home Loan Consultant

    Frederick R. Thompson III

    Home Loan Consultant

    Gilmore A. Dominguez

    Home Loan Consultant

    Jack Robb

    Home Loan Consultant

    James Reed

    Mortgage Sales Manager

    Jamie Andis

    Home Loan Consultant

    Jeff Grove

    Home Loan Consultant

    Scott J. Gibertini

    Mortgage Sales Manager

    I have been provideing excellent customer service and experience to borrowers in Pinellas County for over 25 years.  My goal has always been to provide a well-tailored mortgage that fits the needs of each customer's unique situation.

    Whether you are a first time home buyer or looking to save money with a refinancing, I will provide you with care and guidance from application through closing. Communication is essential and a top priority and I promise to deliver to your utmost satisfacton.

    And...I have to add that I am a proud two blue star mother of two boys in military.

     
    Hobbies:                            Grandkids, gardening and cooking
    Favorite Movie:                  It’s a Wonderful Life
    Favorite Restaurant:        Thai Food
    Favorite Holiday:              Halloween

    Learn about our mortgage options

    I have been in the Real Estate Mortgage Industry for over 30 years.  After Operation Desert Storm, I retired from the military and moved to Pinellas County.  I enjoy visiting with each new customer. To hear their apprehensions and be able to map out the mortgage process for them is very rewarding for me.. 

    I live on a barrier island which offers the true Florida lifestyle.  The Beach neighborhood is comprised of a diverse population, which fits perfectly into different types of loan programs I utilize.  They range from VA, FHA, Construction, Conforming and Jumbo loans.

    It would be my honor to help put you in your dream home.
     
    Home town:                       Sarasota Florida
    Alma Mater                      University of Florida
    Hobbies:                              Offshore Fishing, Diving

    Learn about our mortgage options

    Among my specialties are programs for first-time homebuyers, physicians, and jumbo loans.  I take great pleasure in servicing the Lakeland and the Greater Tampa Bay area.
     
    I graduated from The University of Louisville where I was proud to be captain of their baseball team in. Other than spending time in Kentucky, I am a lifelong native of Tampa Bay – currently living in South Tampa with my wife Amy and my two children, Anabel and David Henry.
     
    I am based in our Lakeland office but am more than happy to meet you at your home or office.
     
    Hobbies:                           Coaching Baseball and Softball
    Favorite Movie:                 The Godfather Part II
    Favorite TV Show:            The Goldbergs
    Favorite Restaurant:         Bern’s Steakhouse

    Learn about our mortgage options

    Fred Thompson has been involved in the Florida mortgage market since 1992 giving him over 20 years in the industry. During this period Fred strived to see each client as individual with their own special needs. The true gift of a Mortgage Consultant is to listen to each client and tailor each loan structure to the client’s needs. With the ever-changing mortgage climate Fred stays in touch with the industry and on top of regulatory changes. By doing this each of his clients receives the best financial plan for their situation. Fred is a graduate of Ohio State University and has lived in Florida since 1983. He is the proud father of two grown children and when not spending time with the family you will find him on the flats of Tampa Bay fishing.

    Learn about our mortgage options

    I am a lifelong Tampa resident, having attended  Jesuit High Schoo along with The University of South Florida.
     
    I’ve been helping people purchase, refinance and build homes for over 15 years. My belief has always been that I’m really in the relationship business, not just the banking business.   Delivering total satisfaction to my clients has always been my goal.  
     
    Among the specialites that I would love to discuss with you are jumbo loans and construction loans.  When I’m not working to help place clients in their dream homes, I love boating and going to dinner with friends.
     
    Favorite Movie :                            The Godfather
    Favorite Book:                               The 1 Minute Manager
    Favorite Restaruant:                    Berns Steakhouse
    Favorite Vacation Spot:               Key West

    Learn about our mortgage options

    Jack has over 30 years of originating mortgages in the Tampa Bay area. He can assist borrowers with 1st mortgage and home equity lines of credit, but also specializes in jumbo and construction-permanent financing.

    Learn about our mortgage options

    I’ve enjoyed South Florida for over 20 years because I enjoy the warm weather and the ocean. I’ve always held true to the belief that, ‘When I take care of my customers and partners, the rest takes care of itself.’  I love working for a trusted bank that has the stability of a 90 year old institution but is nimble enough to execute mortgage closings in the Florida market.

    Whether it’s a Jumbo condo purchase or a construction loan, Valley gives me the great product choices and execution to allow me to serve my clients with confidence and pride.

    Please call me for a pre-qualification or advice on whether it’s time to refinance.

    Hometown:              Boston
    Hobbies:                  Movie Buff, playing tennis
    Favorite movie:       Casablanca

    Learn about our mortgage options

    I have spent the last 21 years in the mortgage industry.   As your experienced and dedicated lending professional, it is my proud responsibility to ensure you fully understand all of the home financing options available to you.  This is crucial to ensure you are making the best choice for you, and your long- and short-term financial goals.

    Together we’ll look at your finances, your current situation and the plans for your future to determine the type of financing that will best suit your needs.   Mortgage financing is the largest investment most people make in their lives. Let’s make sure we do it the right way. 

    Birthplace:                      Dallas

    Favorite Movie              The Princess Bride

    Favorite TV Show          The Walking Dead

    Favorite Restaurant      Rum Fish

    Learn about our mortgage options

    I grew up in the Boston area, but have made Tampa my home since 2007. I love it here! Having worked in the mortgage business in both New England and Florida I take great pride in the number of people I have helped with home financing up and down the east coast.
     
    While offering expertise and care in all mortgages, I specialize in jumbo and construction financing, along with providing guidance to people needing to purchase or refinance due to a divorce. I take a consultative approach to lending and work with my clients to discuss options and help them make an informed decision on their loan program selection.
      
    Alma Mater:                                    UMass – Amherst (Undergraduate) 
                                                           Saint Leo University (MBA)
    Hobbies:                                         Spending time with my twin boys
    Favorite Restaurant:                     Ulele, Columbia, Cicio Cali
    Favorite Author:                             Malcolm Gladwell
    Favorite Sports Team:                   Boston Celtics

    Learn about our mortgage options

    I have lived and worked in the wonderful Tampa Bay Area since 1984. In 2002 I began making mortgage loans and have spent each year since working to help clients find the right mortgage to fit their financial needs and to help make their dreams of homeownership a reality.
     
    As a graduate of the University of South Florida (class of ’95) I have seen our community grow and thrive over the years. Tampa Bay and the surrounding areas are truly a special place to call home.
     
    If you are considering a move to the area OR relocating within the area - please reach out to me. I can help provide valuable information to help make your transition smooth and successful!
     
    Birthplace:                                         Chicago IL
    Favorite Movie                                  GoodFellas
    Favorite TV Show:                            Breaking Bad
    Favorite Restaurant                          Bern’s Steak House
    Favorite Travel Destination             The Caribbean

    Learn about our mortgage options
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Alabama Home Loan Consultants