Refinancing in a rising rate environment
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Refinancing in a rising rate environment

If interest rates are rising, you shouldn’t view that as a sure sign to put off refinancing your mortgage. When any these 5 situations occur, it might indicate a good time to call for refinancing.

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Understanding the building process
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Understanding the building process

From picking on a floor plan, hiring a contractor, and choosing a financing option, there are a lot of decisions to make when building a home. What helps you get through it all is that vision of the finished product – a home you’ve always wanted.

Should you buy a house or keep renting?
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Should you buy a house or keep renting?

​Are you tired of paying rent with no gain in your net worth? Perhaps you’re looking to the obvious next step – buying a home.

What impacts your credit score and how do you improve it?
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What impacts your credit score and how do you improve it?

Understanding what goes into your credit score (otherwise known as your FICO® score) is the first step to building a healthy financial profile.


 

 

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A message from our Chief Residential Lending Officer

"I've answered thousands of questions from customers throughout my career. That's because the home financing process can feel overwhelming if you've never bought a home, or refinanced, or opened a home equity line of credit. Our goal is to create a central place for people to come and gain valuable information from our home loan consultants. I believe home financing education can empower our customers to make the best home financing decisions for their needs."

Kevin Chittenden
Executive Vice President, Chief Residential Lending Officer

 
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Ready to take the next step? Connect with one of our Home Loan Consultants by calling 1-800-CALL-VLY or clicking the link to find an mortgage expert near you.

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