Savings, CDs and IRAs

A sound savings plan can help you achieve financial independence. Contact your bank representative to discuss our various options.

GOLDEN PASSBOOK & STATEMENT SAVINGS

More Info & Help

These competitive accounts offer you premium rates and easy access to your money as long as you maintain a higher balance.

Features

Basics
Minimum Opening Balance $1000
Monthly Service Fee No service fee if you maintain an average daily collected balance of $400 per month; if below $400, a $5 monthly fee applies and no interest will be paid (waived in the 1st month after opening the account).
ATM Card
ATM Card Included*
Electronic & Telephone Banking
Online Banking Free
Email Alerts With Online Banking
Activity Download With Online Banking
Automated Phone Banking Free
Mobile Phone Banking Free
Text Message (SMS) Banking Free
Interest & Statements
Unlimited Deposits, In Person Yes
Unlimited Withdrawals, In Person Yes
Monthly Paper Statements Yes, when there is activity or at end of quarter, for Statement Savings only
Electronic Statements Yes
Balance Below Minimum If the daily collected balance is between $100 and $999, Regular Passbook rate will apply.
No interest will be paid for any day the daily collected balance fall below $100.
Closing Restriction No interest will be paid if the account is closed before the end of the quarter
Interest Compounded Daily Yes, paid quarterly

*See the Schedule of Fees for additional consumer account information.