Personal and Auto Loans

Whether you are looking to buy a new car or pay off an unexpected expense, Valley's personal and auto loans are flexible, dependable and convenient financial solutions.

AUTOMOBILE LOANS

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Everyone deserves to own the car of their dreams. With fixed rates as low as 3.25% APR, a quick and easy loan process and 24/7 customer service, you will be on the road in no time. Plus you get an additional .25% discount when you automatically deduct payments with a Valley checking account.

New Car Loan
Model years '16, '15, '14 with the amount financed up to $50,000.00*
Up to 60 months3.25% APR^
61 to 72 months3.95% APR^
Used Car Loans
Model years '13, '12, '11, '10 with the amount financed up to $50,000.00*
Up to 60 months3.65% APR^
Model years '09, '08, '07 with the amount financed up to $50,000.00*
Up to 48 months5.35% APR^

As of (5/29/2016), an example that illustrates typical terms for a $27,000 loan with a 10% down payment, has an APR of 3.25% and monthly payment of $488.16 for 60 months. APRs are valid as of publication date (5/29/2016) and may be changed thereafter, without notice, until account is opened. Add 0.50% to the posted rates for refinance requests of open Valley Auto loans.
*Higher amounts will be considered based on qualification of borrower and value of vehicle.
^ The actual interest rate is determined based on credit history, the amount of the loan and the repayment term, in accordance with Valley's credit guidelines.