Personal and Auto Loans

Whether you are looking to buy a new car or pay off an unexpected expense, Valley's personal and auto loans are flexible, dependable and convenient financial solutions.


More Info & Help

Everyone deserves to own the car of their dreams. With fixed rates as low as 4.05% APR and a quick and easy loan process, you will be on the road in no time.

New Car Loan
Model years '18, '17, '16
Up to 60 months4.55% APR^
61 to 72 months4.80% APR^
Used Car Loans
Model years '15, '14, '13, '12
Up to 60 months5.15% APR^
Model years '11, '10, '09
Up to 48 months7.25% APR^

Valley National Bank uses MyTitleSupport as our service partner to fulfill Lien Satisfaction, Duplicate Title, Name Change and State Change requests. For your convenience, you can visit to place your request. A fee will be charged for this service, so please have your credit or debit card information available along with your Vehicle Identification Number. You can also place your request by calling MyTitleSupport at 888-740-2168 Monday through Friday between the hours of 9:00 AM and 8:00 PM Eastern Standard Time. An additional telephone support fee will be charged for this service.

As of (1/22/2018), an example that illustrates typical terms for a $27,000 loan with a 10% down payment, has an APR of 4.55% and monthly payment of $504 for 60 months. APRs are valid as of publication date (1/22/2018) and may be changed thereafter, without notice, until account is opened. Add 0.50% to the posted rates for refinance requests of open Valley Auto loans.
^ The actual interest rate is determined based on credit history, the amount of the loan and the repayment term, in accordance with Valley's credit guidelines.