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VNB® My Choice Checking is a transitional checking account designed to introduce young adults (age 17 to 25) to banking and money management. There is no monthly maintenance fee and it includes a monthly rebate of up to $20 for ATM fees incurred at non-Valley ATMs.

Receive Valley Rewards® of up to $150 with Mobile Banking, Debit Card Transactions or Bill Pay!

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Minimum Opening Balance $25
Monthly Service Fee None
Debit Check Card
Debit Card Included*
Electronic & Telephone Banking
Online Banking Free
Online Bill Pay Free With Online Banking
Mobile Banking Free With Online Banking
Mobile Deposit Free With Online Banking
Text and Email Alerts Free With Online Banking
Export Functionality Free With Online Banking
Automated Phone Banking Free
Checks & Statements
Unlimited Check Writing Yes
Monthly Paper Statements No
Check Images with Statements Included
Electronic Statements Yes
Online Check Images Yes

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To enroll in bill pay, customers are required to be 18 years or older. This account requires that you apply in person at a convenient branch.

Minimum opening deposit of $25 is required. Open a new account and receive $75 for activating Mobile Banking; plus $75 for completing a minimum of 20 debit card transactions of $5 or more or $75 for enrolling in online banking and completing three online bill payment transactions. To qualify for Rewards, the above is required to be completed within the first 60 days of account opening and will be paid and deposited into the checking account within 90 days of account opening. At age 26, the VNB My Choice Checking Account will automatically convert to a Valley Perfect Checking Account.

*See the Schedule of Fees for additional consumer account information.