Enjoy the freedom to bank your way.

Visit the Apple App StoreSM,
Google PlayTM Store or AmazonTM App
Store to download our app with
mobile deposit!


More Info & Help

VNB® My Choice Checking is a transitional checking account designed to introduce young adults (age 17 to 25) to banking and money management. There is no monthly maintenance fee and it includes a monthly rebate of up to $20 for ATM fees incurred at non-Valley ATMs.

Receive Valley Rewards® of up to $150 with mobile banking, direct deposit or bill pay!


Minimum Opening Balance $25
Monthly Service Fee None
Debit Check Card
Debit Card Included*
Electronic & Telephone Banking
Online Banking Free
Online Bill Pay Free With Online Banking
Mobile Banking Free With Online Banking
Mobile Deposit Free With Online Banking
Text and Email Alerts Free With Online Banking
Export Functionality Free With Online Banking
Automated Phone Banking Free
Checks & Statements
Unlimited Check Writing Yes
Monthly Paper Statements No
Check Images with Statements Included
Electronic Statements Yes
Online Check Images Yes
Overdrawing the Account
Insufficient Funds Fee $35/per item*
Overdraft Protection Options Contact a branch
representative or call 24/7

To enroll in bill pay, customers are required to be 18 years or older. This account requires that you apply in person at a convenient branch. For your convenience, you may Begin an Application and complete it at a branch.

Open a new account and receive $75 when you enroll in mobile banking and $75 for scheduling a recurring merchant bill payment or initiating a monthly direct deposit. To qualify, set up a direct deposit consisting of a payroll, Social Security or other government benefits within the first 60 days and funds will be credited within 90 days of account opening. At age 26, the account automatically converts to a Perfect Checking Account.

*See the Schedule of Fees for additional consumer account information.