Enjoy checking with benefits including FREE debit card transactions at all Valley ATMs, online, mobile, text message banking and much more!


More Info & Help

Perfect Checking account is a full service checking solution that offers you a variety of extra services designed to fit your lifestyle...perfectly!


Minimum Opening Balance $.01
Monthly Service Fee No service fee if you maintain a daily ledger balance of $99 per month; if below - $15 monthly fee applies.
Debit Check Card
Debit Card Included*
Electronic & Telephone Banking
Online Banking Free
Email Alerts With Online Banking
Online Bill Payment Free
Mobile Banking Free
Automated Phone Banking Free
Text and Email Alerts Free
Activity Download With Online Banking
Checks & Statements
Unlimited Check Writing Yes
Monthly Paper Statements Yes
Electronic Statements with Check Images Yes
Overdrawing the Account
Insufficient Funds Fee $35/per item*
Overdraft Protection Options Contact a branch representative or call 24/7 800-522-4100

*See the Schedule of Fees for additional consumer account information.