Credit and Debit Cards

Your banking relationship wouldn't be complete without one of our convenient and globally accepted credit or debit cards. Whether you are looking for the buying power of MasterCard and VISA® or looking to simplify your banking relationship with a Debit Card, we have the card that's perfect for you.

CREDIT CARDS

More Info & Help

Valley offers VISA® and MasterCard® programs. Select the card that works best for you. Whichever card you select, you will also receive the courteous and prompt customer service Valley customers have come to expect.

MasterCard Gold - Non-Variable Rate

Rates and Terms
Credit limits from $5,000 to $25,000 with an annual fee of $25.
Print Application
APR for Purchases
12.9%
APR for Balance Transfers
9.9%
Annual Fee
$25

MasterCard Gold - Variable Rate

Rates and Terms
Credit limits from $5,000 to $25,000 with no annual fee.
Print Application
APR for Purchases
12.24%
APR for Balance Transfers
9.9%
Annual Fee
None

VISA Classic

Rates and Terms
Credit limits from $1,000 to $25,000 with no annual fee.
Print Application
APR for Purchases
16.8%
APR for Balance Transfers
9.9%
Annual Fee
None

MasterCard Standard

Rates and Terms
Credit limits from $1,000 to $25,000 with no annual fee.
Print Application
APR for Purchases
16.8%
APR for Balance Transfers
9.9%
Annual Fee
None

U.S. Citizens and Resident Aliens. Valley's credit card programs are available to U.S. citizens and permanent resident aliens residing in the U.S.

Minimum Age. You must be at least 18 years old to qualify for an account.

Subject to Credit Approval. Before we approve you for a credit card account, we will review your credit report and the information you provide in your application to determine whether you qualify in accordance with Valley's credit standards and eligibility requirements.

USA Patriot Act. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we must ask for your name, address, date of birth and other information that will allow us to identify you. We may also request your driver's license or other identifying documents, even if you currently maintain a banking relationship with us. Strict adherence to these regulations helps to protect both financial institutions and bank customers from criminal activity. Your cooperation is greatly appreciated.

Cardholder Agreement. If an account is opened, you will receive a Cardholder Agreement with your card(s). You agree to the terms and conditions of the Cardholder Agreement by using the account or any card, by authorizing the use of the account or any card, or by making any payment on the account.

Change in Terms. We have the right to change the account terms (including the APRs) in accordance with your Cardholder Agreement and applicable law.