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  PERFECT
eCHECKING
ALTERNATIVE CHECKING eMONEY
MARKET
ADVANTAGE
STATEMENT
eSAVINGS
TIERED
eSAVINGS
eCD
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FREE ONLINE BANKING
FREE BILL PAY
FREE MOBILE BANKING
FREE MOBILE DEPOSIT
FREE eSTATEMENTS
FREE ATM ACCESS AT VALLEY ATMS IN NJ/NY/FL
MINIMUM TO OPEN $100 $25 $2,000 $100 $250 Minimum based on term
BALANCE REQUIREMENTS TO AVOID SERVICE CHARGE $99
daily ledger
No balance requirement $10,000
average daily collected
$300
average daily collected
No balance requirement
MONTHLY
SERVICE CHARGE
$0 or $15

No monthly service charge when you maintain a $99 daily ledger balance
$0 or $5

No monthly service charge when you make a monthly direct deposit of $250 or greater or by conducting three VBankWorks® payments within the monthly statement cycle; or by completing ten debit transactions within the monthly statement cycle. A debit transaction is defined as bill pay, debit card transaction or paper check.
$0 or $25

No monthly service charge when you maintain a $10,000 average daily collected balance
$0 or $5

No monthly service charge when you maintain a $300 average daily collected balance
$0

No minimum balance requirement
PAPER STATEMENTS AVAILABLE
$3 monthly

$3 monthly

$3 monthly

$3 monthly
PAYS INTEREST
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ADDITIONAL INFORMATION Simple and convenient checking account with a low minimum daily balance of $99. An alternative low cost checking account to encourage financial growth and savings. Higher balances are rewarded with higher, tiered rates. Simple and convenient savings account designed to help you grow your money for the future. Higher balances are rewarded with higher, tiered rates. Safe and sensible way to grow your savings.

You may be subject to a penalty for an early withdrawal.
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*Subject to availability

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