Homeowners & Renters

Homeowners Insurance

Having an insurance policy to protect your home and your possessions is an essential aspect of owning a home. For most of us, buying a home is the most important investment we will ever make. A homeowners policy helps protect that investment by providing added security for you and your family. Whether it is damage caused by a storm, fire or theft, your homeowners policy is essential in protecting your home and your possessions.

Why do I need homeowners insurance?

Mortgage lenders will require you to obtain a homeowners insurance policy prior to fulfilling your loan request. Lenders require this insurance to protect their investment in your home. It is also very useful to have since it protects the value of your home and your possessions. For example, what if your home suffers damage from a storm or fire? Homeowners insurance provides the funds to help you repair or rebuild the structures that were damaged depending on the nature of the accident.

What does homeowners insurance cover?

Depending on the nature of your policy, homeowners insurance will cover the expenses incurred to fix or rebuild your dwelling in case of some catastrophic event. Many homeowners insurance policies do not cover losses due to flooding or damage caused by an earthquake. These types of catastrophes are covered with additional insurance policies.

In addition to covering your physical structures on your property, your policy will cover most of the personal items in your home.

Your homeowners policy may also cover personal injury claims. If someone is hurt on your property you are most likely liable for the damages. If they file a claim against you, your policy may cover it.

Why should you choose Masters Coverage Corporation for your homeowners policy?

Masters Coverage Corporation, a wholly owned subsidiary of Valley National Bank, can provide you with a low cost, comprehensive homeowners policy that will protect your most cherished investment. Masters has access to over fifty insurance markets which enable them to develop broad based coverage, innovative underwriting, and competitive pricing for their clients. Every individual and corporate insurance need can be serviced at Masters where the difference is in the personal service.

As a subsidiary of Valley National Bank, Masters is backed by one of the most reputable and reliable commercial banks in the nation. With Masters Coverage, you could possibly realize savings on:

  • Auto Insurance
  • Homeowners Insurance
  • Condo Owners Insurance
  • Co-op Owners Insurance
  • Renters Insurance
  • Life Insurance
  • Health Insurance for businesses
  • Medical Malpractice

Masters' insurance specialists can help you get a low cost insurance policy tailored to your specific needs. Let Masters put a few dollars back in your pocket today!

You can request a free, no obligation quote today by calling Masters toll-free at 1-800-777-6100 or you can fill out the online referral form and one of Masters' insurance specialists will contact you.

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