Efficient Treasury Solutions services can help you manage cash flow, maximize investment income, deter fraud and simplify everyday tasks. Our dedicated professionals can work with you to develop a plan for your unique business model.
- ACH Account Block
- Account Reconcilement Services
- Controlled Disbursement Accounts
- Corporate Payment Notification/EDI Reporting
- Escrow Accounts
- Funds Concentration Services
- Merchant Payment Services
- Payroll Direct Deposit
- Payroll Processing
- Remote Deposit
- VNB Connect®
- VNB Connect Plus®
- Direct Deposit
- VNB® Positive Pay
- Universal Payment Identification Code
- Tenant Rent
- Zero Balance Accounts
- NACHA Rules
ZERO BALANCE ACCOUNTSMore Info & Help
Zero Balance Accounts (ZBAs) are funded with transfers from a single depository account yet offer the advantages of maintaining distinct checking accounts.
- Separates disbursements for greater auditing control.
- Eases reconcilement by improving control over issued and paid checks.
- Maximizes investment income and minimizes borrowing costs (reduces the need to maintain idle funds).