MERCHANT PAYMENT SERVICESMore Info & Help
Payment Processing Services
Whether you are a large retailer or small business, we want to help grow your business with efficient and cost effective payment processing solutions. Our preferred payment processor, Global Payments, Inc. offers flexible end-to-end payment services, streamlined with everything from completing the sales transaction to merchant support and information reporting. Run your business more profitably by using the latest technology and expertise to help reduce your operating costs.
For a free comparative pricing analysis and customized payment solutions from Valley National Bank's preferred payment processor, Global Payments, Inc. go to http://www.globalpaymentsinc.com/partners/valleynational.html
NEW Mobile Credit and Debit Card Payment Processing powered by ValleyPay
ValleyPay is a mobile payment processing application that is available for merchants who want to perform fast and easy sales transactions. Using your smart phone or tablet you can accept most major credit or debit cards, anytime, anywhere. ValleyPay is a secure and efficient solution that makes payment processing easy - no matter where your business takes you.
- Flat-rate, easy pricing
- No setup or monthly fees
- Free app with mobile card reader
- Signature capture
- Retail tipping
- Offline Mode allows you to continue to accept credit card payments even when you don't have a signal or Wi-Fi connection
- Additional features such as discounts, sales tax, inventory mode and email receipts
To get started, contact your local Territory Sales Manager or branch. Once your account is approved, simply download the free application onto your mobile device and click here to access the ValleyPay User Guide.
Card Processing Services
Credit, debit, Electronic Benefits Transfer (EBT), gift, loyalty and purchasing cards are available to meet the needs of every business.
Credit Card Processing
You will have access to a full line of credit card services, including:
- Electronic Draft Capture
- Support for all major card brands - Visa®, MasterCard®, Discover®, and American Express® in the United States and numerous private label cards
Debit Card Processing
This program offers reduced operating costs, improved customer satisfaction and:
- Increased Security
- Lower Chargeback Ratio
- Faster Checkout
- Ability to Offer Cash Back
Replace inefficient and expensive paper ordering processes with a purchasing card system that supports American Express, Visa and MasterCard business-to-business services.
Check Services: A comprehensive range of check payment solutions to meet your needs for enhanced profitability and improved customer satisfaction.
Customizable check processing solutions include:
Converts paper checks to electronic transactions at the point of sale, eliminating the administrative hassle of paper checks.
Check Guarantee Service
Provides peace of mind with guaranteed payment and reduced risk, allowing checks to be accepted with confidence.
Check Verification Service
A national database with features such as negative and positive check files, bank-provided account closed files and velocity control tracking.
Check Recovery Services
Professional skip tracing and recovery of receivables.
For large ticket purchases, it allows customers to write "hold" checks for up to 30 days but allows you to receive your funds right away.