Our comprehensive and innovative online business services are designed with one thing in mind: your business. Whether you need remote deposit capabilities or online banking, we have the services that will help you achieve your business goals.
VNB® POSITIVE PAYMore Info & Help
VNB® Positive Pay offers an efficient means to strengthen control over check issuance and payment, thereby significantly reducing the risk of unauthorized check payment activity on business accounts. VNB® Positive Pay is considered the single best method for prevention of check fraud. VNB® Positive Pay is an online application that can be utilized to perform a variety of functions and deliver check issue files to the Bank, review exception items, and view images of those exceptions conveniently and safely over a secure internet connection.
To provide even greater control over a customer's disbursements and increased efficiency in account reconciliation and recordkeeping, VNB® Positive Pay may be combined with other Treasury Solutions services such as Controlled Disbursements and Account Reconcilement.
- Online access to Positive Pay service for submitting issue files, viewing exceptions and making payment decisions
- Integrated Account Reconciliation service
- Convenient and easy to use from virtually any internet connection with 24/7 access
- Multiple levels of security
- Variety of reports available in multiple formats including PDF and CSV comma delimited file download options
- Email alerts to notify customers of pending cut-off times and important account information
- Reduced the risk of check fraud
- Allows customers to quickly intercept suspect items presented for clearing against their account(s)
- Cost-effective compared to potential losses from check fraud
- Saves time and money over manual reconcilement procedures
- Improves reconciliation process and recovery time for unauthorized payments by detecting errors prior to cycle-end