Our comprehensive and innovative online business services are designed with one thing in mind: your business. Whether you need remote deposit capabilities or online banking, we have the services that will help you achieve your business goals.


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VNB PositivePay offers an efficient means to strengthen control over check issuance and payment, thereby significantly reducing the risk of unauthorized check payment activity on business accounts. VNB PositivePay is considered the single best method for prevention of check fraud. VNB PositivePay is an online application that can be utilized to perform a variety of functions and deliver check issue files to the Bank, review exception items, and view images of those exceptions conveniently and safely over a secure internet connection.

To provide even greater control over a customer's disbursements and increased efficiency in account reconciliation and recordkeeping, VNB PositivePay may be combined with other Cash Management services such as Controlled Disbursements and Account Reconcilement.


  • Online access to Positive Pay service for submitting issue files, viewing exceptions and making payment decisions
  • Integrated Account Reconciliation service
  • Convenient and easy to use from virtually any internet connection with 24 x 7 access
  • Multiple levels of security
  • Variety of reports available in multiple formats including PDF and CSV comma delimited file download options
  • Email alerts to notify customers of pending cut-off times and important account information


  • Reduced the risk of check fraud
  • Allows customers to quickly intercept suspect items presented for clearing against their account(s)
  • Cost-effective compared to potential losses from check fraud
  • Saves time and money over manual reconcilement procedures
  • Improves reconciliation process and recovery time for unauthorized payments by detecting errors prior to cycle-end

To learn more about VNB PositivePay, contact your Valley representative, stop in one of our conveniently located Branches, call 1-800-522-4100, or contact us Online.